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Thursday, February 25, 2010

Foreclosure, IMAGINE IF

Foreclosure, turn it around against the system

HELLO! FORECLOSURE PERSON, ARE ABOUT TO BE THROWN OUT INTO THE STREETS:

REMEMBER! THAT YOU WILL BE ABLE TO BUY ANOTHER HOUSE, AT CURRENT PRICES, SUBSTANTIALLY LESS IN VALUE THAN WHERE YOU ARE LIVING NOW. ALL HOUSE PRICES, ARE PREDICTED WILL GO DOWN EVEN FURTHER, IN THE COMING COMMERCIAL REL ESTATE DOWNTURN. ESPECIALLY WITH OBUMMER AT THE HELM OF THE LATE GREAT U.S.A.

I DID NOT KNOW THESE BUMS IN DC WERE DOING WHAT THEY WERE DOING. I AM A PRODUCT OF MY ENVIRONMENT, SO WITHOUT REMORSE, I DO WHAT I HAVE TO. MY HOUSE WAS WORTH $245,000 IN 2007, AND NOW ITS WORTH $68,000. MY EQUITY IN THE HOUSE...POOF, GONE.

RIGHTEOUSLY INDIGNANT I DECIDED TO DISCIPLINE MY SELF STRICTLY FROM NOW ON UNTIL I BUY MY NEXT HOME IN CASH.

I AM PARKING in this house UNTIL THE BANK FORECLOSES AND THE BANK REMOVES ME. THE FORECLOSURE IS BEING CHALLENGED IN THE COURTS. A NEW BANK TOOK OVER AND THE OLD BANK THAT STARTED THE FORECLOSURE, NO LONGER HAS THE RIGHT TO FORECLOSE. THAT WAS MY FIRST ISSUE.

A FOOTNOTE HERE, NO AGENT CAN GO TO COURT TO REPRESENT THE BANK IN COURT. MAKE SURE THE ATTORNEY FOR THE BANK IS LICENSED, SINCE NO ONE CAN PRACTICE LAW WITHOUT A LICENSE. I SEEN PEOPLE PRACTICE LAW FOR A CORPORATION, AND THEY WERE AGENTS.

THE NEXT ISSUE WAS, I WAS BEING MUSCLED BY THE BANK INTO BUYING INSURANCE FOR FLOOD. I AM NOT IN A FLOOD ZONE. THE BANK FAILED TO FILE MY INTERROGATORIES REQUEST, CONCERNING THE INSURANCE ISSUE, AND THE PROCEEDINGS STALLED. AT THE MOMENT AS IT STANDS NOW, I MOVED THE CASE FOR DISMISSAL IN COURT. THE NEW BANK HAS TO START OVER. A YEAR HAS SUBSEQUENTLY GONE BY. I saved 18,000.00 in mortgage payments.

IT WILL TAKE THEM ABOUT ANOTHER YEAR ON THE FORECLOSURE WITH THE NEW BANK. I WILL SAVE MY MORTGAGE PAYMENTS IN THE MEAN TIME. Most likely the Circuit Court will side with the bank, so to get more time to save, I have to file an Appeal. AN APPEAL IS A LAWSUIT AGAINST THE JUDGE, SO IT GOES TO THE COURT OF APPEALS. In the meantime, I saved another $18,000.00 in mortgage payments this coming year.

I WILL WRITE AN APPEAL, THAT CONFORMS TO PRACTICE AND PROCEDURE. I WILL PUT FORTH A PETITION, WITH TABLE OF CONTENTS, INCLUDING CITATIONS, POST RELEVANT JURS PRUDENCE, WITH PRECEDENT TEST CASES, A FEW FOOTNOTES AND A SLEW OF EXHIBITS. . 7 COPIES GENERATED, 3 FOR THE JUSTICES AND THE CIRCUIT COURT.

THE BANK HAS TO ANSWER OR RISK LOOSING BY DEFAULT. I WILL WRITE A RESPONSE TO THE BANK ANSWER TO THE APPEAL, THAT CONFORMS TO PRACTICE AND PROCEDURE. I WILL PUT FORTH THE ANSWER , INCLUDING CITATIONS, AGAIN POST RELEVANT JURS PRUDENCE, WITH PRECEDENT TEST CASES, A FEW FOOTNOTES. 3 FOR THE JUSTICES AND THE CIRCUIT COURT.

I WILL ALSO ASK FOR EXTENSION OF TIME CONSTRICTIONS, SINCE I AM DOING THE APPEAL "PRO SE" (NO LAWYER).

BAD NEWS, I WILL LOOSE ON APPEAL, AND THE GOOD NEWS, 8 MONTHS GO BY. I AM GETTING CLOSER TO THE CASH NEEDED FOR THE CASH HOUSE. I saved another $12,000.00 in mortgage payments

MY COST FOR THE APPEAL, IS A $250.00 FILING FEE. THE COST FOR THE BANK? $22,000.00 IN LEGAL FEES, PLUS COSTS AND COPIES.

FOR EVERY APPEAL ON THE SAME CASE, THE COST FOR THE BANK? $22,000.00 IN LEGAL FEES, PLUS COSTS, COPIES. AND ANOTHER 8 MONTHS IN TIME. I AM STILL SAVING MY MORTGAGE PAYMENTS.

THE DAY BEFORE THE SHERIFF SALE I WILL FILE A BANKRUPTCY CHAPTER 13, THAT WILL GET ME ANOTHER 6 MONTHS. I WILL END THAT. THE CHAPTER 13 WILL BE DISCHARGED. THE BANK HAS TO RESUME THE FORECLOSURE. AFTER 6 MONTHS I CAN REFILE ANOTHER CHAPTER 13 IF NECESSARY. I saved another $9,000.00 in mortgage payments. IF I APPEAL AGAIN. I WILL STALL THE PROCEEDINGS FOR 6 more months. However, i will save another $9,000.00 in mortgage payments.

BACK AT THE RANCH! I BEEN SAVING THE MORTGAGE PAYMENTS SO I CAN BUY ANOTHER HOUSE CASH. IF I SAVE $15,000 A YEAR AND INVEST INTO SILVER SINCE THE DOLLAR MIGHT CRASH, I SECURE THE BUYING POWER. IN 2 YEARS WITH THE SAVINGS I CAN BUY A HOUSE AROUND HERE OR IN THE SOUTH SOMEWHERE, IN CASH. After a while u may have enough cash to buy back the house at a discount if you wear the bank out just right. IF I AM TRULY TALENTED AND CAN STALL THE FORECLOSURE 6 YEARS, IMAGINE THE HOUSE I CAN BUY.

IN CLOSING,

THIS REAL ESTATE DEBACLE WAS BROUGHT ON BY OUR CONGRESS. OUR GOVERNMENT, OBVIOUSLY, DO NOT KNOW WHAT THEY ARE DOING. THE CONGRESS, LIBERALS AND NOW THE FAKE ALIEN AND CHIEF BARRRIOUCHE INSANE OBUMMER STICK IT TO THE WORKING CLASS OF THE U.S.A.

I DEVISED THIS PLAN. AFTER THE SMOKE CLEARS, GOD WILLING I WILL OWN MY NEXT HOUSE FREE AND CLEAR AND I WONT HAVE TO HOUSE INSURANCE, FLOOD INSURANCE, AND CALAMITY PROOF MY HOUSE BECAUSE OF ANY BANK. IF A CATASTROPHE HAPPENS, I DON'T NEED THE GOVERNMENT. I WILL FIX THE HOUSE MYSELF.

AN AMERICAN WITH WISDOM